Home Loan in Dubai

Access the best Home loan in Dubai with professional assistance. Compare offers, apply smoothly and be the owner of your dream home.

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Successful Transactions.

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Years of Experience.

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Mortgage Offers.

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Customer Satisfaction.

From Dreaming to owning–
Your journey starts here:

From eligibility assessment to loan approval, we simplify home loan in Dubai with our expert guidance that helps you secure competitive bank rates with ease.

Our team, with years of banking expertise, help you navigate Dubai’s mortgage landscape and let you make the smart decision.

UAE Resident
UAE National
Non-Resident of the UAE

Discover the best mortgage options in the UAE tailored for residents, with low mortgage rates and flexible repayment plans to make your dream home a reality.

A path to strategic financing/ Expertly guided, stress free financing

Aligning with your financial goals

Our process begins by understanding your objectives, to ensure the best mortgage rates in UAE that support your financial journey.

Identifying the best Mortgage options

We help you secure the most suitable home loan in Dubai by evaluating and assessing the leading mortgage solutions across the UAE including mortgage rates in Dubai.

Seamless Mortgage Application process

From overseeing paperworks to arranging pre-approvals, we work closely with the lenders to ensure a smooth and stress-free process for you.

Assistance in Property transfer

After your mortgage gets through, we remain by your side, offering ongoing support to help you with seamless and transparent property transfer.

Mortgage calculator UAE
simplify your mortgage process.

Use our free mortgage calculator to estimate finance payments.

AED
AED
Years
Months
%

Your monthly payable EMI will be

0 AED

Based on a loan of AED 0 at 3.75% interest.

Disclaimer: Estimated EMI may vary. T&Cs apply.
*Currency conversion rates are provided for informational purposes only

Get Amortization

Exclusive Financing

3.89%

2 Years

3.95%

3 Years

NaN%

Variable

EIBOR Rates :

3 Month

%

6 Month

%

Pay less interest using your savings

If you are someone who is looking for a house loan in Dubai and have some savings in your bank then your savings can directly reduce the loan balance used for interest calculation. This is done through offsetting your mortgage, where you are required to to link your savings account to your mortgage and the balance in your savings is offset against your outstanding loan amount, not the full mortgage balance. For example if your loan amount is AED 1000000 and you have a saving amount of AED 200000, interest will be calculated on AED 800000 only. Like the fixed deposits, there would be no restrictions on withdrawing.

Learn More

Save Interest

Offset your interest with your savings.

How Offset Work

Mortgage Services in UAE

New Purchase

New Purchase

Find the best offers on Home loan in Dubai with smart mortgage options specifically designed for the first-time buyers.

Refinance

Refinance

Get the benefits from improved loan terms like lower interest rates and reduced EMIs etc.

Equity

Equity

Get the lowest equity loan rates in Dubai against your existing property, with flexible terms for other investments.

Non-Resident

Non-Resident

Reliable financing options for foreigners, get help with the pre-approvals and other documentations.

Handover Payment

Handover Payment

Make property ownership more flexible, with best rates by managing post-handover payments plans

Underconstruction

Underconstruction

Just a few formalities, and build, remodel property with construction loans in Dubai.

Commercial Mortgage

Commercial Mortgage

Get affordable commercial mortgage rates in Dubai, with the help of commercial real estate brokers.

Plot Purchase

Plot Purchase

Avail the best offers of home loan on plots and vacant lands in the UAE.

Insights & Updates

Stay informed on the latest mortgage trends, expert advice, and market updates. Get timely information on interest rates, home financing tips, and insights into Dubai’s dynamic real estate market.

Hear From Our Customers

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Build with confidence.
Contact our mortgage experts now.

Whether you're buying your first home, refinancing, or investing in property, we offer tailored mortgage solutions to fit your needs. Our experts ensure a smooth, transparent, and hassle-free process from start to finish.

✅ Expert Guidance | ✅ Best Rates | ✅ Fast Approvals

Frequently Asked Questions

1. What is the difference between a flat rate and a reducing rate of interest?

There are two main interest calculation methods when it comes to mortgage in UAE— Flat rate that is when interest rate is calculated on the entire principal amount which means the same interest rate is charged every year.

In reducing rate, as you proceed with your repayments, the interest rate keeps reducing, that is interest will be calculated on the remaining principal amount.

2. What is pre-approval?

It is an evaluation done by the lenders or a bank to determine the borrower's borrowing capacity. They give a conditional confirmation after checking the financial profile such as income, credit history, and existing liabilities. It shows the buyer's financial preparedness and helps him understand his budget.

3. What is a Title Deed?

An official binding document that legally certified your ownership of the property is a title deed. It contains all the important details such as the owner's name, property description, location and other rights related to the property ownership. In future the same document is required for property sale or transfer.

4. What is a security cheque?

While dealing with home loan in Dubai, a security cheque is not a regular payment method but provided to a lender as a part of loan agreement to ensure repayment. It serves as a commitment from the borrower and in case of missing installments or defaults by the borrower, it helps the lender recover the outstanding dues.

5. Can Non-residents get a Mortgage in Dubai?

Non-residents can also get a house loan in Dubai and that too with ease and comfort by choosing the right options. With the help of a mortgage broker in Dubai access the best mortgage rates in UAE, navigate bank requirements and secure approvals faster.