Buying property in Dubai or UAE? Whether you're salaried, self-employed, or a freelancer, you can secure a mortgage tailored to your needs.
Buy your first home in dubai with lowest mortgage rates in the market
Use a mortgage calculator UAE to estimate payments.
Loans cover up to 80-85% of property value.
Rates vary based on income type, credit score & property.
Applicants are required to meet some criterion, that may vary depending upon the applicant’s residence.
Honest advise, aligned with your financial goal
Access to multiple banks, that can help choose the flexible payment plans
Instant pre-approval with smooth documentation
No hidden charges, transparent process.
1. What is a new purchase?
Financing a property that is not currently mortgaged is a New purchase. Instead of full amount upfront, it allows a buyer to pay in installments.
2. Can first-time buyers apply for a mortgage in Dubai?
Yes, the first time buyers can buy the property in Dubai. There are some pre requisites to be completed by a buyer before buying the property like pre-approval and proper documentation.
3. What is the minimum down payment required?
The minimum down payment usually depends on the property value and bank policy. It typically ranges from 20–25% for expats and 15–20% for UAE nationals. Other charges like registration fees and valuation charges are usually discussed separately.
4. What is the minimum deposit for a mortgage in UAE?
The minimum deposit is not the same for all types of applicants. For UAE nationals, upto 15 % for properties valued up to 5 million and 20 % for properties valued more than 5 million.For an expat generally 20% for properties valued up to 5 million and 30% for the property valued more than 5 million.
