Follow These Simple Steps
Input the price of the home you’re considering
Specify the amount you plan to pay upfront
Select the repayment period (e.g., 10, 15, 25 years)
Enter the expected or current market rate
Get an estimate of your monthly mortgage payments instantly
Use our free mortgage calculator to estimate finance payments
Your monthly payable EMI will be
Based on a loan of AED 0 at 3.75% interest.
Disclaimer: Rates may vary based on bank policies. T&C’s apply.
*Currency conversion rates are provided for informational purposes only
Estimate your mortgage repayments with the best rates
3.89%
2 Years
3.95%
3 Years
NaN%
Variable
Live EIBOR Rates :
3 Month
%
1 Month
%
Calculate your monthly payment with a few inputs.
Access your loan affordability based on your income.
Plan your down payment and loan tenures that suits your income
20% down payment for residents
35% down payment for non-residents
Most UAE banks offer home loans for up to 25 years
Choose between fixed-rate or variable-rate mortgages based on market conditions
Lenders assess your income and existing debts before approving the loan
Get a clear picture of your home loan affordability
1Know your monthly obligations before committing to a mortgage
2Adjust interest rates, tenure, and down payment to find the best fit
31. What is a mortgage calculator and how does it work?
When you buy a property it is a smart way to check your affordability before you speak to a bank or a broker. A mortgage calculator is an online tool that helps you estimate your monthly home loan payments in Dubai. You need to enter a few basic details like property value, down payments, interest rates, and loan tenure and you will get an idea of your expected EMI.
2. How to calculate mortgage affordability?
Mortgage affordability is calculated by comparing your monthly income, existing debts, down payments, interest rate and loan tenure.
3. What information do I need to use the mortgage calculator?
To use a Mortgage Calculator in UAE, you usually need:
4. How much down payment is required for a mortgage in the UAE?
It depends on residency status
The mortgage calculator helps you adjust the down payment to see how it affects monthly EMI.
5. Can expats use the UAE mortgage calculator?
Yes, expats can use the mortgage calculator in Dubai to estimate home loan payments. However, eligibility, interest rates, and loan limits may differ based on residency status, income, and bank policies.
