Mortgage Calculator UAE

Buying a home in Dubai or anywhere in the UAE? Use our mortgage calculator to estimate your monthly loan repayments, interest rates, and affordability

Mortgage Calculator

Use our free mortgage calculator to estimate finance payments

AED
AED
Years
Months
%

Your monthly payable EMI will be

0 AED

Based on a loan of AED 0 at 3.75% interest.

Disclaimer: Estimated EMI may vary. T&Cs apply.
*Currency conversion rates are provided for informational purposes only

Get Amortization

Exclusive Financing

3.89%

2 Years

3.95%

3 Years

NaN%

Variable

EIBOR Rates :

3 Month

%

6 Month

%

How Our Mortgage Calculator Helps You?

Instant & Accurate Home
Loan Estimates

Calculate your monthly mortgage payments instantly

Get insights on loan affordability based on your income

Plan your down payment and loan tenure effectively

Simplify Your
Mortgage Planning

Our UAE mortgage
calculator is designed to help you

  • Understand total loan costs, including interest.
  • Compare different loan terms and interest rates
  • Make informed home-buying decisions

How to Use the
Mortgage Calculator?

Follow These Simple Steps

Enter Property Value

Input the price of the home you’re considering

Down Payment

Specify the amount you plan to pay upfront

Loan Term

Select the repayment period (e.g., 10, 15, 25 years)

Interest Rate

Enter the expected or current market rate

Calculate

Get an estimate of your monthly mortgage payments instantly

What Factors Affect
Your Mortgage in UAE?

Down Payment Requirements
UAE mortgage laws typically require

20% down payment for residents

25% down payment for non-residents

Loan Tenure & Repayment Period

Most UAE banks offer home loans for up to 25 years

Interest Rate Type

Choose between fixed-rate or variable-rate mortgages based on market conditions

Debt-to-Income Ratio

Lenders assess your income and existing debts before approving the loan

Benefits of Using a Mortgage Calculator in UAE

Financial Clarity

Get a clear picture of your home loan affordability

1

Plan Ahead

Know your monthly obligations before committing to a mortgage

2

Compare Loan Options

Adjust interest rates, tenure, and down payment to find the best fit

3

Get the Best Mortgage Rates in UAE with Neon Mortgage

Looking for a home loan in Dubai, Abu Dhabi, or anywhere in the UAE? Our experts help you find the best mortgage rates, loan terms, and financing solutions tailored to your needs

Speak to Our Mortgage Advisor Today