Yes. Non-residents can buy freehold property in Dubai using a mortgage from UAE banks. Key conditions:

• Down payment: typically 35–40% of the property value (40–50% for properties above AED 5 million or investment properties)

• Maximum LTV: 60% as per Central Bank guidelines for non-residents; some lenders may extend to 65% for select nationalities

• Strong overseas income proof, international credit report, and 6 months of bank statements are required

• Property must be in a freehold area — non-freehold properties are not eligible for mortgages by non-residents