A broker compares many banks and applies to the one most likely to approve you at the best rate. Go direct only if you already know which bank fits.
- Each bank tests income differently: stress rates and income rules vary, so the same salary can borrow very different amounts
- Fewer rejections: every application shows on your credit report, so applying to the right bank first protects your score
- One point of contact: documents, valuation, offer letter and transfer handled for you
- Going direct: fine if your own bank already offers you its best rate
Neon Mortgage has handled over 10,000 mortgage transactions across major UAE banks.
Related: Who pays the broker? · Check your eligibility
