Your mortgage continues, and you must keep paying. If you lose your job, talk to your bank early about a temporary payment plan.
- If you leave the UAE, you can keep the property and the loan.
- If you had salary-transfer pricing, the bank may move you to a higher rate once your salary stops coming in.
- Selling the property clears the loan; early settlement fees are capped at 1% or AED 10,000.
