Yes, but only a few banks (2–3) lend against land you own, and they usually lend a smaller share of its value than for a home.
- The plot must be freehold and registered in your name with a title deed.
- Plot purchase finance goes up to about 60% of the land value.
- If you plan to build, a plot plus construction loan releases funds at each building stage.
- With so few lenders, matching you to the right bank first matters.
Related: Plot and construction finance · Equity against a plot
